Lorem ipsum dolor sit amet, consectetuer adipiscing elitDebt settlement can help you say goodbye to debt and hello to a new life
At National Debt Relief, we’re dedicated to helping you turn things around. No matter how much debt you have or how far away the light at the end of the tunnel may seem, our professional debt negotiators at National Debt Relief can help you break free from the constant stress and pressure of overwhelming debt and pave the road to a fresh start for you and your family.
Debt Settlement: Get rid of your debt quickly and affordably
Debt settlement is one of the fastest and most affordable way to get out of debt. If you’re thinking of filing for bankruptcy but wish you had a safer option that would be less disastrous for your credit, debt settlement may be a good choice for you.
Here’s how debt settlement can help free you from debt:
- Our debt settlement professionals will negotiate with your creditors to lower your balances as much as possible.
- We’ll also negotiate to have the interest rates of your balances lowered as much as possible.
- You’ll begin making one easy monthly payment that covers all your unsecured debts.
- With lower balances and lower interest rates, you can expect to be debt-free in as little as 12–36 months*
Debt Settlement vs. Bankruptcy: Why debt settlement is a better, safer choice
The biggest problem with filing for bankruptcy as a way of freeing yourself from debt is that it will seriously affect your credit for years to come:
- A bankruptcy can leave a terrible stain on your credit report for 7–10 years.
- With a bankruptcy on your credit report, you’ll find it difficult to get affordable interest rates when you try to buy a home or a car or apply for some other form of credit.
- A bankruptcy can stay on your official court records for more than 20 years — sometimes for the rest of your life — and can hurt your chances of being approved or even hired when you apply for a job or a loan or try to rent an apartment.
Debt settlement, on the other hand, can be a safer way to free yourself from debt:
- Unlike a bankruptcy, our debt settlement program will NOT show up on your credit report. No one will be able to tell just by pulling your credit that you’re working with National Debt Relief.
- Once you pay off your new, lower balances, creditors will report to credit agencies that your debts have been paid, which means you can get out of debt without having to continue to suffer the years of bad credit that come with a bankruptcy.
- With debt settlement, there are no negative court records that follow you around and hurt your chances for future employment, leases, or loans.
3 Debt Relief Alternatives to Debt Settlement
At National Debt Relief, we believe debt settlement is a good solution for many people. However, our goal is to help you make the debt relief decision that’s right for you. That’s why we provide information and guidance on the three main credit relief alternatives to debt settlement:
